CTI – Housing Consumer Education Center – March 2012 Newlsetter

Housing: A Look Ahead at FY 2013

(From the Mass Coalition for the Homeless)

Gov Patrick has issued his FY 2013 budget which includes many provisions affecting CTI clients. While the governor’s budget will likely be changed during the course of finalization through the legislative process, it gives a clue as to what may be available for our clients. The Mass Coalition for the Homeless and all other agencies working in housing and other anti-poverty fields encourage everyone to contact their local legislators in the House and Senate to support those funding provisions that help our clients. Following is a sampling of what is in the  governor’s House 2 budget:

▪ Decrease funding for the Emergency Assistance family shelter and services program (line item 7004-0101) from FY 2012 $118.8 million to $100.4 million.

▪ Increase funding for HomeBASE (line item 7004-0108) to $83.4 million. The current funding level is $56.8 million.

▪ Increase funding for the line item 7004-0102 that provides funding for shelter and services for unaccompanied individuals at-risk and experiencing homelessness to $38.9 million from $37.7 million.

▪ The MRVP rental voucher program would be funded at $46 million, up from $36 million (Line Item 7004-9024)

▪ Increase in the RAFT Program (line Item 7004-9316) from $260,000 to $8.8 million.

▪ The Governor’s budget will provide an additional $4 million in funding for public housing authority operating subsidies (Line Item 7004-9005) at $66.5 million.

CTI Computer Classes

CTI’s Workforce development will be holding more computer classes open to both staff of CTI and to clients. The courses are taught in collaboration with UMass-Lowell’s BTOP Initiative. The classes are held on Wednesday and Friday mornings in the 3rd floor computer lab. There will be two classes each morning. Interested people can register for one or all. To register call Myriam Alexander-Kearns at 978-654-5722 or email at m.alexander.kearns@gmail.com

Following is the March schedule:

Friday March 2

9:30 to 10:30  Microsoft Office Excel

11 to Noon   Utilizing LinkedIn for your professional benefit

Wednesday March 7

9:30 to 10:30  Google Documents, a Free alternative to Microsoft Office Suite

11 to Noon   Using Craigslist safely and effectively, best practices for job searching, buying, and selling

Friday March 9

9:30 to 10:30              Twitter: How can it help me professionally?

11 to Noon  Excel (repeat)


2nd Annual Women’s Conference will empower women to be independent financial decision makers. Participants will choose a study track and attend morning and afternoon workshops designed to help women achieve their financial goals.

Date: Saturday, march 10  9 AM to 2 PM

Location: Stoklosa Middle School, Lowell

Workshops include: Setting financial goals, Extreme couponing, Credit and debt management.

To register, call 978—654-5673 or go to www.ctifamilyfinance.org

Steps to Homeownership Course

Steps to Homeownership is a first-time homebuyer seminar. Graduates receive a certificate that makes them eligible to apply for Mass. Housing low-interest mortgage loans, Mass. Housing Partnership spft second program and downpayment assistance programs in many Massachusetts communities. Upon completion of the course, participants earn a certificate good for one year throughout the state.

Course Topics:

▫ The Home Buying Process         ▪ Fair Housing

▪ Choosing the Right Mortgage ▪ Budgeting

▫ Down payment Assistance       ▪ Home Inspections

▫ Working with a Realtor  ▫ Legal issues of Purchasing

Pre-Registration is required. $50 per household

To register call Cathy Dyl at 978-459-0551 x296 Or email at cdyl@comteam.org

Next Classes

  1. Chelmsford   Feb. 7, 9, 16, 21  6 PM – 8:30 PM

McFarlin Manor 10 Wilson Street

  1. Salem          March 6,8,13, 15  6PM – 8:30 PM

Salem Charter School 45 Congress Street

  1. Chelmsford  April 17, 19,24,26     6PM – 8:30 PM

All sessions are held on Tuesdays and Thursdays

NEARLISTINGS.ORG is a new service provided by Community Teamwork whereby landlords and tenants can hook up. Landlords have access to the site in order to post new apartment listings. Tenants can go on and search for an apartment that suits their specific needs. There are currently 55 postings on the site from Lowell and from surrounding communities. The listings give very detailed information about the available units and often have photographs showing the interior of the units. NEARLISTINGS.ORG is a convenient way to browse for affordable apartments and make contact with landlords eager to rent to you. NEARLISTINGS is easily accessible on-line.

Foreclosure Prevention                                     

Every other Thursday for  2  hours from 5:30 to 7:30 PM .

To register, call 978-0600 x1

Employment and Training (For more information, please call (978) 654-6691)

1st and 3rd Wednesdays 10AM -11 AM

Subsidized Housing Workshops ( To register for a workshops, call 978-459-0551)                       

Mar 7      2:00(English);

Mar 14    5:30 PM (English)

Mar 21   Wed. 2 PM (Spanish);

Mar 28   Wed.11 AM(English)

Eviction Process & Tenants Rights Workshop (To register for a workshops, call 978-459-0551)                       

March 9 1-2 PM

March 23 1-2PM




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