CTI – Housing and Consumer Education Workshops Calender – September 2012

Community Teamwork, Inc

Housing Consumer Education Center Workshops

Apartment Search – This workshop is open to tenants/providers and reviews how to search for an apartment, inspect an apartment prior to moving in, negotiating rental agreements, terminating rental agreements and how to be a “good tenant”.

Eviction Prevention/Tenants Rights Workshop – A representative from Merrimack Valley legal Services will provide you information about your rights as a tenant and how to prevent eviction.

Financial Assistance Workshop – This workshop will provide participants with a brief overview of services offered at Community Teamwork, information regarding eligibility criteria for various financial resources available through the Housing Consumer Education Center and will outline the documents required for application for financial assistance. All clients seeking financial assistance will participate in this ½ workshop prior to seeing a Housing Counselor.

Subsidized Housing Application Workshop – The session is open to tenants and providers seeking information about affordable housing options. Learn about criteria, wait lists and how to apply. Continue reading


DHCD RFR Posted on Re-Housing for Homeless Individuals

The Merrimack Valley Regional Network is available to assist with coordination around this opportunity.  Please contact Kristin Ross-Sitcawich at kross@comteam.org

Through this RFR, DHCD plans to make funds available to assist homeless individuals residing in homeless emergency shelters to move quickly into permanent housing through rapid rehousing activities. The initial period of this RFR will be for 6 months beginning 1/1/13 through 6/30/13 with a possibility of up to five (5) one (1) year renewals at up to $500,000 per year pending an available state appropriation within the Individual Homeless Appropriation (7004-0102). Continue reading

$19Mil in HomeCorp Grants Awarded to Address the Foreclosure Crisis Across the Commonwealth


Funding a Result of Multi-State Settlement with Five National Banks in Connection with Illegal Foreclosures and Loan Servicing

BOSTON — More than $19 million HomeCorps grant initiatives has been awarded to organizations and municipalities across the Commonwealth, Attorney General Martha Coakley announced today.  The grant funding will assist communities and homeowners mitigate the impact of the foreclosure crisis and revitalize distressed neighborhoods. The funding is the result of a nationwide settlement involving the nation’s five largest mortgage servicers and their connection with unlawful foreclosures and loan servicing.

“Our economy will never fully recover until we address the impact of the foreclosure crisis,” AG Coakley said. “The HomeCorps program is designed to provide direct assistance to distressed borrowers and avoid unnecessary foreclosures, and the work of these organizations receiving these funds is a critical component of those efforts.” Continue reading

Housing Consumer Education Center – September 2012 Newsletter

Tenants Facing Foreclosure

(From Housing Assistance Program)

  1. Do I have to move as soon as my building is foreclosed?

No one can force you to move without a court order. If your landlord loses the building through a foreclosure, you become a tenant of the new owner. The new owner must go through a court eviction process to make you move out.

  1. What happens to my lease after foreclosure?

Leases end with foreclosure and you then become a tenant-at-will. If the new owner wants you to move, the new owner must give you a notice to quit. If you do not leave by the end of the notice period, the new owner must go to court to get an eviction.

  1. Does it make a difference if I get Sec 8?

Yes. Leases of tenants whose rent is subsidized under either state or federal program are not ended by the foreclosure. The new owner will have to follow the lease terms in order to make you move.

  1. What if I don’t have a lease?

Your tenancy is not automatically ended by the foreclosure. You are still a tenant. The new owner will have to follow the usual procedures to make you leave.

  1. Should I take an offer of money to move out quickly?

Generally, no. Take a hard look at what is being offered. You may do much better by waiting and going to court. Offers of ‘cash for keys’ are not official programs, and you do not have to agree. Is the money being offered you enough to move? Do you have a decent affordable place to move to? If not, going through court will usually give you more time to find another place. You may be able to negotiate for more money. Continue reading

Habitat for Humanity of Greater Lowell Seeking Home Owners!

Habitat for Humanity of  Greater Lowell

We are looking for Families to be Homeowners!

Fall 2012 we will begin building in Lowell. This is your opportunity to become a local homeowner. Partner family information sessions will be held in Lowell & Billerica. Applications will be distributed at the meetings.

Thursday September 6, 2012- 6:00 to 7:30 PM

Community Teamwork @

155 Merrimack Street, Lowell, MA

Saturday September 8, 2012- 10:30 to noon

Habitat for Humanity ReStore

257 Boston Road

Billerica, MA 01821

You MUST attend a meeting to get an application.

RSVP 978-692-0927


Income Targets – 2012





30% of Median Income

50% of Median Income
















Ctte for Public Counsel Services Seeking Two Advocates for Lowell/Lawrence Area


The Committee for Public Counsel Services, the state’s public defender agency, is currently hiring Social Services Advocates for our Lawrence and Lowell offices. We are seeking applicants with case management or treatment experience with the mentally ill and/or substance abuse population.  Your advocacy skills are needed by our attorneys representing clients in District and Superior Courts.

For more information, see listings at Employment Opportunities on www.mass.gov/cpcs. Send resumes to ssadvocate@publiccounsel.net.

BA degree required, MA preferred, in social work, psychology, mental health counseling, or related field. Bi-lingual applicants encouraged to apply.